"It's karma." People say this as if it were punishment, destiny, or fate. None of that. The law of karma is something much more precise and much less mystical than one might imagine.


What is the Law of Karma
Karma means action. The law of karma simply states: every action produces a result. Not sometimes. Always.
This includes physical, verbal, and mental actions. And the results can come immediately, after some time, or at a completely different moment.
How it Works
The Vedic tradition uses the metaphor of the archer. Three types of arrows:


Sañcita karma: All the arrows in the quiver — the accumulated karma that has not yet borne fruit. It is a huge stock of pending results.
Prārabdha karma: The arrow that has already been shot — the karma that determined this birth, this body, these circumstances. It cannot be altered. It has to be lived.
Āgāmi karma: The arrow being prepared now — the actions you are doing at this moment, which will produce future results.
Who Administers Karma
Karma does not work alone. In Vedānta, the administrator of the law of karma is Īśvara — the intelligence that governs the entire order of the universe. It is not a judge punishing or rewarding. It is the natural order, like gravity.
You don't "decide" you want to fly and gravity punishes you. You simply experience the natural order. With karma, it's the same.
Karma and Freedom
If everything is a result of karma, where does freedom lie? Here is the subtle point: prārabdha (what is already in motion) cannot be changed. But āgāmi (what you do now) is in your hands.
Karma yoga teaches: do your best now, offering the action to Īśvara. The result? Accept it as prasāda. This is freedom in action.
And total freedom (mokṣa)? It comes from the knowledge that you are not the doer. Ātman does not perform karma. It is the body-mind that does.
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